Maximize Your ERC: Explore ERTC Buyout & Loan Options
Begin Your ERC Financing Application Today
Tired of waiting for your ERTC? Our ERTC Buyout option and flexible ERTC Loans provide immediate access to your funds, putting your ERC credit to work faster!
Get Your ERTC Funds Fast: Explore ERTC Buyout & Loan Options.
Why wait? Our ERTC Advances are recognized nationwide for their speed and efficiency. Apply for an ERTC Buyout or an ERTC Loan through our single, easy online application. Just upload your required documents and answer a few quick questions about your business to see if you qualify. It's a fast and secure online process that takes just minutes.
Unlock Your ERTC Funds Now with an ERTC Buyout or Loan!
Apply for Swift SBF's ERTC Buyout or advance today.
Stop waiting for the IRS to access your Employee Retention Tax Credit (ERTC). At Swift SBF, we offer swift ERTC Buyout and Loan options, putting your approved funds in your hands in as little as one week!
Get up to 95% of your anticipated ERC claim, fast.
Q. What is an ERTC Buyout?
A. An ERTC Buyout is a smart way to access your ERTC funds immediately. Instead of waiting for the IRS, your business sells its future ERTC for upfront capital. We offer both ERTC Buyouts and ERTC Loans to help you get your funds quickly.
Q. How do I apply for an ERTC Buyout?
Simple Application: Complete our straightforward online form to start your ERTC Buyout process.
Claim Validation: Our team quickly validates your ERTC claim details.
Rapid Funding: Receive up to 95%* of your anticipated refund in as fast as one week through our ERTC Buyout program.
Empowering Small Businesses to Grow Now Through ERTC Buyout Solutions.
Small Businesses
Funded
+20,000
Amounts starting at $150,000.00
*applies to some products only
Up to $20M*
Better Business
Bureau
Why Choose Swift SBF for Your ERTC Buyout?
VALUE
Discover the most competitive ERTC Advance pricing available. We offer premier ERTC Loan and ERTC Buyout options nationwide, maximizing your funds.
HASSLE-FREE
Our dedicated ERTC Loan and ERTC Buyout specialists manage every step, from application to funding. You stay focused on your business growth – we handle the complexities.
FAST FUNDING
Need cash now? Swift SBF offers a rapid ERTC Buyout, providing you with funds today while we handle the wait for your ERC check (which can take over a year!).
SMART SOLUTION
Unlike loans or revenue-based financing, our ERTC Buyout doesn't burden you with daily or weekly repayments. Access your funds today without the ongoing payment pressure.
How the Swift SBF ERTC Buyout Works
1
Make easy, interest-only payments each month.
2
Get up to 95% of your total ERTC buyout in advance.
3
Secure your ERTC funds now—no more waiting on uncertain timelines
4
Receive the full ERTC credit amount, minus a small bridge loan fee.
Get Your ERTC Funds in Hand, Today!
What exactly is an ERTC Buyout?
Simply put, it's the fastest way to access your Employee Retention Tax Credit. Also known as an ERTC Advance or ERC Purchase, an ERTC Buyout allows businesses waiting for their ERTC Credit to sell their ERTC Claim now for up to 95% of its value. Stop waiting for the IRS – apply for our ERTC Buyout and get immediate cash flow!
Our streamlined ERTC buyout program is designed for one thing: getting you your funds quickly. We purchase up to 95% of your anticipated ERTC credits, providing a hassle-free process without the complexities of loans. Imagine turning your $1 million ERTC claim into as much as $950,000 in upfront capital with our ERTC Buyout.
Frequently Asked Questions
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An ERTC buyout allows businesses to receive a lump sum payment upfront in exchange for their pending Employee Retention Tax Credit (ERTC) claim. Instead of waiting months for the IRS to process your refund, you can access most of your ERTC funds now through a trusted funding partner.
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Once your ERTC claim is approved or near approval, a funding provider evaluates your credit and offers an upfront payment—usually up to 95% of your total credit. You receive your funds quickly, and the provider collects the full credit once it’s paid out by the IRS.
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Businesses that have filed or are eligible for the Employee Retention Tax Credit and are waiting on their refund may qualify. Eligibility typically depends on your claim status, documentation, and business stability.
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Once approved, funds can be disbursed in as little as 24 to 72 hours, giving your business fast access to capital without waiting months for the IRS.
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No, an ERTC buyout is not a traditional loan. It’s a financial transaction where you receive money upfront based on your approved or pending ERTC credit. There are no monthly repayments—just a fee deducted from the final credit when it's received.