Payroll services made to grow with you

Get everything you need to streamline payday, track time, manage HR, and offer team benefits with the #1 payroll provider.

Explore the features

Pay your team fast

Hold onto cash longer and pay your team on your schedule with same-day direct deposit.

Seamless integration

Payroll, time tracking, and accounting data connect, so you can save nearly 4 hours a week.

Setup done for you

An expert will set up your payroll account so you can pay your team in less than 5 minutes.

Taxes done for you

We’ll calculate, file, and pay your payroll taxes, with an accuracy guarantee.

Offer team benefits

Attract skilled applicants, retain your best employees, and help them grow with you.

Talk to an HR advisor

A Mineral HR advisor can help you stay compliant, hire a team, and scale with confidence.

Automatic payroll

Reduce manual entries and free up your time when you set payroll to run on its own.

Workforce

Your team can view pay info and W-2s, plus track hours with the SWIFT SBF

E-file unlimited 1099s

Save time and money when you e-file 1099-MISC and 1099-NEC forms in QuickBooks.**

Manage and pay your team with confidence

Streamline team management with tools that work better together.

1. Set it and forget it

Automate tedious tasks and get back to business. Set payroll to a schedule, so your team gets paid on time, every time.

4. Your team’s pay stub, time tracking hub

Your team can access their pay stubs, W-2s, and other important pay details online or in the app. Plus, if you manage time tracking, they can clock in and out with a tap.

2. Time is money—get more of both

Reduce manual entry, increase accuracy, and manage timesheets with SWIFT SBF Time. Payroll and time tracking data seamlessly connect, cutting payroll costs by over 4%.5

3. Trusted payroll from payday to tax time

We’ll calculate, file, and pay your federal and state payroll taxes for you—100% accurate tax calculations guaranteed.

Team benefits for every budget

Explore everything you can get with SWIFT SBF Payroll.

HR support

Access helpful resources or talk to
an HR advisor. Stay compliant with
help from Mineral, Inc.

Workers’ comp

Save money and get coverage for on-the-job injuries. Find the right policy for you with AP Intego.

Health benefits

Offer affordable medical, dental, and vision insurance packages by Simply Insured.

401(k) plans

Access affordable retirement plans by Guideline that sync with SWIFT SBF Payroll.

How it works

Learn how to get set up, pay your team, find HR support and benefits, and sync with accounting so you can manage everything in one place.

What Client Says

“The customer support is outstanding. If I get disconnected from people, they'll actually call me back. There has always been really good follow up.”

Jennifer Split, Split Financial

“We have a great benefits package that fits our employees and their needs.”

Gerald Hamel, Make a Chess Move

“It's pretty easy to run payroll — getting employees to add all their own information makes it super fast on my side.”

Jeff DeGarmo, Jace Grae LLC


BUSINESSES WITH TEAMS

Support your team, grow your dream

Now that business is expanding, get tools to simplify new demands and set everyone up for success.

Frequently asked questions

  • SWIFT SBF Online Payroll works for small to midsize businesses—from accountants and financial experts to hospitality companies, construction companies, and truckers.

  • Yes. It’s included with SWIFT SBF Online Payroll Premium and Elite.

  • You can customize, run, print, or export a payroll report and share valuable insights with your accountant. Payroll reports cover the following: multiple worksites, payroll deductions and contributions, payroll tax liability, payroll tax and wage summary, time activities, vacation and sick leave, and workers’ comp.

  • Yes. We will help you transfer any existing payroll information to SWIFT SBF.

  • Absolutely. We'll set up your payroll for you with SWIFT SBF Payroll Elite. With SWIFT SBF Payroll Premium, we’ll review your setup to make sure everything is correct.

We help 1.4 million businesses manage payroll and file taxes.2

  • Money movement services are provided by Intuit Payments Inc., licensed as a Money Transmitter by the New York State Department of Financial Services. For more information about Intuit Payments' money transmission licenses, please visit Guarantees.

    Accuracy Guaranteed: Available with SWIFT SBF Online Payroll Core, Premium, and Elite. We assume responsibility for federal and state payroll filings and payments directly from your account(s) based on the data you supply. As long as the information you provide us is correct and on time, and you have sufficient funds in your account, we’ll file your tax forms and payments accurately and on time or we’ll pay the resulting payroll tax penalties. Guarantee terms and conditions are subject to change at any time without notice.

    Tax penalty protection: If you receive a tax notice and send it to us within 15-days of the tax notice we will cover the payroll tax penalty, up to $25,000. Additional conditions and restrictions apply. Only SWIFT SBF Online Payroll Elite users are eligible to receive tax penalty protection.

    Offer terms

    SWIFT SBF Online Free 30-day Trial Offer Terms: First thirty (30) days of subscription to the SWIFT SBF Products, starting from the date of enrollment is free. At the end of the free trial, you’ll automatically be charged and you’ll be charged on a monthly basis thereafter at the then-current price for the service(s) you’ve selected until you cancel. If you add or remove services, your service fees will be adjusted accordingly. Sales tax may be applied where applicable. To be eligible for this offer you must be a new SWIFT SBF customer and sign up for the monthly plan using the "Free 30-Day Trial" option. This offer can't be combined with any other SWIFT SBF offers. Offer available for a limited time only. To cancel your subscription at any time go to Account & Settings in SWIFT SBF and select "Cancel." Your cancellation will become effective at the end of the monthly billing period. You will not receive a pro-rated refund; your access and subscription benefits will continue for the remainder of the billing period. Terms, conditions, pricing, special features, and service and support options subject to change without notice.

    Discount Offer Terms: Your account will automatically be charged on a monthly basis until you cancel. If you add or remove services, your service fees will be adjusted accordingly. If you upgrade or downgrade to a different subscription, the price will change to the then current list price for such relevant subscription. Sales tax may be applied where applicable. This offer can’t be combined with any other SWIFT SBF offers. Offer only available for a limited time and to new SWIFT SBF customers.

    SWIFT SBF Online Payroll terms: Each employee (active or on paid leave) is an additional $6/month for Core, $8/month for Premium, and $10/month for Elite. Contractor payments via direct deposit are $6/month for Core, $8/month for Premium, and $10/month for Elite. The service includes 1 state filing. If your business requires tax calculation and/or filing in more than one state, each additional state is $12/month for Core and Premium. There is no charge for state tax calculation or filing for Elite. The discounts do not apply to additional employees and state tax filing fees.

    Cancellation: To cancel your SWIFT SBF Products subscription at any time go to Account & Settings in SWIFT SBF and select “Cancel.” Your cancellation will become effective at the end of the monthly billing period. You will not receive a pro-rated refund; your access and subscription benefits will continue for the remainder of the billing period.

    Features

    HR services: HR support is provided by experts at Mineral, Inc. Requires acceptance of Mineral’s Privacy Policy and Terms of Service . HR support center is available only to SWIFT SBF Online Premium and Elite subscriptions. HR advisor support is only available in SWIFT SBF Online Payroll Elite. HR support is not available to accountants who are calling on behalf of their clients.

    Same-day direct deposit: Available to SWIFT SBF Online Payroll Premium and Elite users only. Payroll processed before 7 AM PT shall arrive the same business day (excluding weekends and holidays). Requires setup of direct deposit and bank verification. May be subject to eligibility criteria. Deposit delays may vary because of third party delays, risk reviews, or issues beyond Intuit’s control. Available only for employees, not available for contractors.

    Automated tax payments and filings: Automated tax payments and filing available for state and federal taxes. Enrollment in e-services is required for tax payments and filings only. Automated tax payments and filings for local taxes available in SWIFT SBF Online Payroll Premium and Elite only.

    Auto Payroll: Available if setup for the company is complete. At least one employee has completed setup and has consistent payroll that qualifies for automation (i.e. salaried or hourly with default). Company must complete bank verification if an employee has direct deposit as the payment method, and the first payroll must run successfully. The account must not have a hold.

    SWIFT SBF Time: Time tracking included in the SWIFT SBF Online Payroll Premium and Elite subscription services. Features vary. The SWIFT SBF Time mobile app works with iPhone, iPad, and Android phones and tablets. Devices sold separately; data plan required. Not all features are available on the mobile apps and mobile browser. Data access is subject to cellular/internet provider network availability and occasional downtime due to system and server maintenance and events beyond your control. Product registration required.

    24/7 expert product support: 24/7 customer support is included with your paid subscription to SWIFT SBF Online Payroll Elite. Chat support available 24/7. U.S. based phone support is available Monday through Friday 6 AM to 6 PM PT and Saturday 6 AM to 3 PM PT. Non-US based phone support is available Monday through Friday 6 PM to 6 AM PT, on Saturday 3 PM to 6 AM PT and on Sundays. Your subscription must be current. Intuit reserves the right to limit the length of the call. Terms, conditions, features, pricing, service, and support are subject to change without notice.

    Expert setup: Available to SWIFT SBF Online Payroll Elite users only.

    Automated 1099 e-file & delivery: Prepare your 1099s in SWIFT SBF at no extra charge. If you choose the 1099 E-File Service, Intuit will e-file your Federal 1099 information with the IRS, and then print and mail a copy directly to your contractors; fees apply. As part of the paid 1099 E-File Service, we also give your contractors online access to their 1099s. State filing not included. You should check with your state agency on any state filing requirements.

    Workers’ comp administration: Benefits are powered by AP Intego and require acceptance of AP Intego’s Privacy Policy and Terms of Use . Additional fees will apply. There is a monthly fee (currently, $5 per month) for SWIFT SBF Online Payroll Core users for the SWIFT SBF Workers' Comp Payment Service. This non-refundable fee will be automatically added to each monthly Intuit invoice at the then-current price until you cancel. The fee is separate from any workers’ comp insurance policy premium by AP Intego Insurance Group. Workers’ Compensation Service requires an active and paid SWIFT SBF payroll subscription. Eligibility criteria applies to transfer active insurance policy broker of record, including insurance carrier, policy renewal date, and payment method. Workers compensation insurance is not available in OH, ND, WA and WY.

    Health benefits: Powered by SimplyInsured and requires acceptance of SimplyInsured’s Privacy Policy and Terms of Use . Additional fees will apply. SimplyInsured does not offer insurance in HI, VT, and DC. Insurance coverage eligibility is not guaranteed, and depends solely on the rules of the insurance carrier. The insurance carrier has sole and final discretion as to the eligibility for health insurance products.

    Guideline 401(k): 401(k) offerings are provided and administered by Guideline, an independent third party and not provided by Intuit. Intuit is not a 401(k) plan administrator, fiduciary or other provider. Requires acceptance of Guideline's Client Relationship Summary and Privacy Policy. Additional 401(k) plan fees will apply. Employees may manage their contributions directly with Guideline. Admin and payroll access required to sign up for a 401(k) plan with Guideline.

    Claims

    1 SWIFT SBF Payroll is the #1 online payroll service provider for small businesses: Based on the overall number of customers for SWIFT SBF payroll products as of 06/2020.

    2 We help 1.4 million businesses do payroll and file taxes: Based on overall number of customers for SWIFT SBF Payroll products as of 8/2021.

    Run payroll in 5 minutes: 5 minute time period based on median time spent by Payroll users reviewing and approving payroll as of September 2021.

    Terms, conditions, pricing, special features, and service and support options subject to change without notice.