Finding the Best ERTC Loan and Buyout Solutions for Your Business
Access ERTC Funds Without the Wait!
Need immediate access to your ERTC? Unlike a traditional ERTC loan process, our ERTC Loan Advance gets your funds to you quickly, without the usual IRS waiting period.
The Fastest Way to Get an ERTC Loan or Buyout.
Our ERTC loan and ERTC buyout options are designed for speed and efficiency. Apply online for an ERTC loan or advance through our simple, unified application. Upload your required documents and complete a short business profile to determine eligibility. Experience a fast and secure online process that takes just a few minutes.
Offering ERTC Funds Fast: Buyouts & Loans Available.
Apply Now and Get Your Offer!
Why wait months for your Employee Retention Tax Credit? Swift SBF delivers quick access to your funds through our ERTC Buyout and Loan programs. Get up to 95% of your anticipated claim in just 7 days.
Q. What is an ERTC Loan?
A. An ERTC loan is a financial solution designed to provide businesses with immediate access to their anticipated ERTC funds. Instead of waiting for the IRS to process your claim, our ERTC loan options can advance up to 100% of the credit, with flexible repayment terms.
Q. What is an ERTC Buyout?
A. An ERTC buyout offers a direct sale of your ERTC claim. We provide an upfront payment, typically 75-85% of the expected credit, allowing you to use the funds immediately while we handle the IRS processing.
As your Partner in Growth, we're here to help you obtain ERTC Loan and Buyout Solutions quickly and efficiently.
Small Businesses
Funded
+20,000
Amounts starting at $150,000.00
*applies to some products only
Up to $20M*
Better Business
Bureau
Why Choose Swift SBF?
VALUE
The best-priced ERTC loan and advance options nationwide! We deliver unparalleled value, ensuring you get the most from your Employee Retention Tax Credit.
EASE
Our dedicated ERTC loan and buyout experts streamline the entire process, from funding application. We handle the complexities so that you can focus on your business growth.
QUICK
Need funds now? Swift SBF offers rapid ERC cash advances, eliminating the typical 12+ month wait for your IRS refund. Access your money today!
ECONOMICAL
Unlike traditional loans or sales financing, our ERTC loan alternatives do not require daily or weekly repayment. Thus, you can get upfront capital without the constant drain.
How Our ERTC Loan Advance Empowers Your Business?
1
Monthly interest-only payments with our ERTC loan option.
2
Gain immediate access to up to 95% of your qualified ERTC loan funds.
3
Eliminate waiting and securely obtain your ERTC loan money now.
4
We advance the entire ERTC loan amount to you, minus a simple bridge loan fee.
Don't Wait for Your ERTC – Get an Advance Today!
Understanding ERTC Buyouts (and Advances): Why wait for the IRS? An ERTC Buyout, also known as an ERC Advance or ERTC Purchase, empowers businesses expecting the Employee Retention Tax Credit to access up to 95% of their claim value now. Turn your anticipated ERTC into immediate working capital and seize opportunities today.
Our ERTC buyout program is structured to give businesses like yours immediate access to a substantial portion of their projected ERTC funds. We offer to purchase up to 95% of your eligible credit, providing a straightforward solution without the obligations of a traditional ERTC loan. For example, a $1 million ERTC could unlock up to $900,000 for your business right away.
Frequently Asked Questions
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Purpose & Power: Inject vital liquidity into your business precisely when you need it most. Don't let ERC grant delays disrupt payroll or essential expenses. Our advance provides the stability and breathing room you deserve.
How It Works: We accelerate your access to anticipated ERC funds (which can take months!) by evaluating your submitted documentation for both the ERC grant and your Swift SBF advance request. Get a clear path to your money sooner.
Lightning Speed & Flexibility: Access funds in as little as one week if you qualify! This rapid turnaround provides near-instant relief and crucial financial flexibility to seize opportunities and manage expenses effectively.
Smart Repayment: Our advance is designed for seamless repayment once your ERC grant is disbursed. Think of it as accessing your expected funds early, not incurring traditional debt. Repay the advanced amount plus associated fees upon grant arrival, keeping your long-term finances clean.
Your Unique Needs Matter: We know every business is different. Our ERTC Advance isn't a one-size-fits-all solution. Our dedicated team works closely with you to understand your specific situation and tailor our offering to meet your unique requirements.
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To receive an ERTC advance, a business must first apply and get approved for the ERC grant program. Once approved by Swift SBF, the business will receive an ERC cash advance. ERC advance funding offers several key benefits compared to other options, including:
Quick Access to Funds: ERC advance funding allows businesses to access much-needed capital much faster than waiting on ERC refunds from the IRS. This speedy cash flow can provide critical support when covering payroll or essential operational costs, especially during financially challenging times.
Competitive Interest Rates: ERC advances often come with lower interest rates than traditional business loans, as the expected ERC refund serves as collateral. This structure makes the advance more affordable and less risky than other financing options.
No Credit Check Required: Certain lenders offer ERTC loan advances without requiring a credit check, making it easier for businesses with low credit scores to access funds promptly and without added hassle.
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In many cases, eligible businesses can access their funds in as little as one week. However, the exact timing may vary based on the details of your application and the current volume of requests.
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Just head over to our application page and complete the short form with your details. Once submitted, our team will carefully review your information and get in touch with the next steps.
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Item descriptionNot exactly. Think of our ERTC Advance as pre-funding your expected ERC grant, not a traditional ERTC loan. While repayment is expected with agreed-upon terms, it's an advance on your grant money, offering quicker access than waiting. Some might call it an ERTC bridge loan, but it's fundamentally an advance.